Bob Tells All » Loan http://www.bobtellsall.com ...And You Should Listen :) Fri, 10 Feb 2012 22:36:10 +0000 http://wordpress.org/?v=2.8 en hourly 1 Can art teachers receive the loan forgiveness program? http://www.bobtellsall.com/can-art-teachers-receive-the-loan-forgiveness-program/ http://www.bobtellsall.com/can-art-teachers-receive-the-loan-forgiveness-program/#comments Mon, 06 Feb 2012 23:29:50 +0000 admin http://www.bobtellsall.com/can-art-teachers-receive-the-loan-forgiveness-program/ Im planning on becoming an art teacher for secondary schools and I was wondering if I would be eligible for the loan forgiveness program? I have the subsidized and unsubsidized loan.

Any information would be helpful. Please,no guesses ): Providing proof for your answer would be great also.


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]]> http://www.bobtellsall.com/can-art-teachers-receive-the-loan-forgiveness-program/feed/ 1 Is it possible to get a private student loan without a credit history or a co-signer? http://www.bobtellsall.com/is-it-possible-to-get-a-private-student-loan-without-a-credit-history-or-a-co-signer/ http://www.bobtellsall.com/is-it-possible-to-get-a-private-student-loan-without-a-credit-history-or-a-co-signer/#comments Fri, 27 Jan 2012 23:29:29 +0000 admin http://www.bobtellsall.com/is-it-possible-to-get-a-private-student-loan-without-a-credit-history-or-a-co-signer/ I currently have no credit history, and no available co-signer for a private student loan. I have exhausted my availability of government sponsered Stafford loans and Pell grants. I need a private loan in the amount of around 2000 dollars to supplement the remainder of my tuition that will be paid out-of-pocket through working on nights and weekends in two jobs.


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]]> http://www.bobtellsall.com/is-it-possible-to-get-a-private-student-loan-without-a-credit-history-or-a-co-signer/feed/ 3 How long is an approval for a car loan through a credit union good for? http://www.bobtellsall.com/how-long-is-an-approval-for-a-car-loan-through-a-credit-union-good-for/ http://www.bobtellsall.com/how-long-is-an-approval-for-a-car-loan-through-a-credit-union-good-for/#comments Sun, 22 Jan 2012 23:29:33 +0000 admin http://www.bobtellsall.com/how-long-is-an-approval-for-a-car-loan-through-a-credit-union-good-for/ We are members of wings financial credit union and we applied for a car loan about 6 weeks ago and got approved, we ended up not taking the loan out because we decided against the car. Now we are for sure going to need the loan out. Do you think that we will have to go through the application process again or will it all still be there in their system!??


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]]> http://www.bobtellsall.com/how-long-is-an-approval-for-a-car-loan-through-a-credit-union-good-for/feed/ 1 How does the personal loan from banks such as Bank of America or Citibank work? http://www.bobtellsall.com/how-does-the-personal-loan-from-banks-such-as-bank-of-america-or-citibank-work/ http://www.bobtellsall.com/how-does-the-personal-loan-from-banks-such-as-bank-of-america-or-citibank-work/#comments Tue, 17 Jan 2012 23:29:59 +0000 admin http://www.bobtellsall.com/how-does-the-personal-loan-from-banks-such-as-bank-of-america-or-citibank-work/ I just received an offer to apply for a personal loan for up to 35,000 with Bank of America and for up to 5,000 with citibank. I actually need no more than 7,500. The interest rate is between 9,97 and 27,88 based on credit worthyness. I will like to know how it works. I’m hesitating between that and applying for a credit card. My credit score is fair (650). A friend advised me to go for the loan because it’s a guaranteed fixed interest. But since I’ve never done it b4 I will appreciate some more advice. Thanks Much.


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]]> http://www.bobtellsall.com/how-does-the-personal-loan-from-banks-such-as-bank-of-america-or-citibank-work/feed/ 2 What happens if a loan rejection happens after the option period is up and an offer is already made? http://www.bobtellsall.com/what-happens-if-a-loan-rejection-happens-after-the-option-period-is-up-and-an-offer-is-already-made/ http://www.bobtellsall.com/what-happens-if-a-loan-rejection-happens-after-the-option-period-is-up-and-an-offer-is-already-made/#comments Sat, 07 Jan 2012 23:30:53 +0000 admin http://www.bobtellsall.com/what-happens-if-a-loan-rejection-happens-after-the-option-period-is-up-and-an-offer-is-already-made/ I heard FHA loans can take anywhere from 1 to 6 weeks to approve. If our option period is 10 days from today, and we get rejected for our loan 15 days from now, what happens? Do we just lose our earnest money and that’s it? Or is it a more serious problem, as we’ve already made an offer because we were preapproved?


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]]> http://www.bobtellsall.com/what-happens-if-a-loan-rejection-happens-after-the-option-period-is-up-and-an-offer-is-already-made/feed/ 5 Can a partnership deduct expenses of a loan made by one partner to an outside business? http://www.bobtellsall.com/can-a-partnership-deduct-expenses-of-a-loan-made-by-one-partner-to-an-outside-business/ http://www.bobtellsall.com/can-a-partnership-deduct-expenses-of-a-loan-made-by-one-partner-to-an-outside-business/#comments Mon, 02 Jan 2012 23:29:44 +0000 admin http://www.bobtellsall.com/can-a-partnership-deduct-expenses-of-a-loan-made-by-one-partner-to-an-outside-business/ One partner invested in a business that went bankrupt in less than a year after the initial investment. The partner funded this investment through loans. Many of the creditors were involved and customers of the partnership. As a result, business and revenue for the partnership declined. If the other partners agree to pay off the loan with accumulated earnings can they deduct the loan as a business expense and will there be any tax implications for the partner?


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]]> http://www.bobtellsall.com/can-a-partnership-deduct-expenses-of-a-loan-made-by-one-partner-to-an-outside-business/feed/ 1 How do Loans work? Why do I have to apply for a Federal Stafford Loan Note first? How important are deadlines? http://www.bobtellsall.com/how-do-loans-work-why-do-i-have-to-apply-for-a-federal-stafford-loan-note-first-how-important-are-deadlines/ http://www.bobtellsall.com/how-do-loans-work-why-do-i-have-to-apply-for-a-federal-stafford-loan-note-first-how-important-are-deadlines/#comments Wed, 28 Dec 2011 23:31:37 +0000 admin http://www.bobtellsall.com/how-do-loans-work-why-do-i-have-to-apply-for-a-federal-stafford-loan-note-first-how-important-are-deadlines/ I’m applying for a Loan. A federal Stafford Loan. Im concerned that I might not get it because the deadline passed since I had to reapply for a Pin number needed to apply which took 7 days to arrive at my house, 2 days past the deadline. Am I screwed? Why is it recommended that I use this kind of Loan. Does it matter?


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]]> http://www.bobtellsall.com/how-do-loans-work-why-do-i-have-to-apply-for-a-federal-stafford-loan-note-first-how-important-are-deadlines/feed/ 3 What is the difference between a loan processor and a loan closer? http://www.bobtellsall.com/what-is-the-difference-between-a-loan-processor-and-a-loan-closer/ http://www.bobtellsall.com/what-is-the-difference-between-a-loan-processor-and-a-loan-closer/#comments Fri, 23 Dec 2011 23:31:11 +0000 admin http://www.bobtellsall.com/what-is-the-difference-between-a-loan-processor-and-a-loan-closer/ Does loan processor do most of the application work and running numbers, and does the loan closer actually close the loan verbally over the phone or in person? Any loan processors or closers out there. I have a chance to interview for a loan closer position as a temp to perm hire. Also I would like to know if its easy to get started as i have no experience with loans as you already can guess. thx


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]]> http://www.bobtellsall.com/what-is-the-difference-between-a-loan-processor-and-a-loan-closer/feed/ 1 How does a payday loan work and how could I get one if I have a crappy credit? http://www.bobtellsall.com/how-does-a-payday-loan-work-and-how-could-i-get-one-if-i-have-a-crappy-credit/ http://www.bobtellsall.com/how-does-a-payday-loan-work-and-how-could-i-get-one-if-i-have-a-crappy-credit/#comments Sun, 18 Dec 2011 23:29:46 +0000 admin http://www.bobtellsall.com/how-does-a-payday-loan-work-and-how-could-i-get-one-if-i-have-a-crappy-credit/ How does a payday loan work and how could I get one if I have crappy credit?
Do I have to pay the whole amount of the loan back in one payday?


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]]> http://www.bobtellsall.com/how-does-a-payday-loan-work-and-how-could-i-get-one-if-i-have-a-crappy-credit/feed/ 3 What happens if I paid off my entire student loan but they still applied my tax rebate to it? http://www.bobtellsall.com/what-happens-if-i-paid-off-my-entire-student-loan-but-they-still-applied-my-tax-rebate-to-it/ http://www.bobtellsall.com/what-happens-if-i-paid-off-my-entire-student-loan-but-they-still-applied-my-tax-rebate-to-it/#comments Tue, 13 Dec 2011 23:30:25 +0000 admin http://www.bobtellsall.com/what-happens-if-i-paid-off-my-entire-student-loan-but-they-still-applied-my-tax-rebate-to-it/ I paid off my entire defaulted student loan at the beginning of this month. I even received a paid in full letter. But today I just got a letter from the IRS that my $600 was applied to that loan by offset!! Apparently there wasn’t enough time between when I paid off the loan and then getting my rebate. I just tried to call the Missouri Department of Education, which my loan is through, but they are closed for the day. Does anyone know if I can get my $600 back??? :(


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