Would getting a lower interest rate loan to pay off credit card be a smart idea?
I have just under $6,000 on my card, which has about a 12% interest rate. I’ve never made a late payment and always pay above the minimum on all credit accounts/car payments/student loans. Would looking into getting a lower interest rate loan be a good idea or a naive one? I know personal loans like this are typically harder to come by, but I would like some opinions. Thanks!
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