How can you go about getting a personal loan from a bank? What collateral do you usually need?

I will probably need to replace my car soon, but I don’t know that I want a traditional car loan because it would require having more insurance, and thus be rather expensive for me. (It’d be about double for me, as I don’t have a spotless driving record). I was wondering if instead I could get a personal loan from the bank, say in the neighborhood of $3-5K and use that for a car thus saving me a bunch of money by not needing collision coverage if I could pay for the car in cash.

Now the questions … is this possible, or is there usually some stipulation that you can’t use a personal loan for a car? What sort of collateral do you usually need for a personal loan? If you have good credit, can you get one w/out collateral? Any info would be greatly appreciated! Thanks!


Did you know that the best Christmas laptop available comes with 12.5 hours of battery life?

What do you usually do after you kiss someone?

I posted this once nd only got like 1 answer.
IM wondering cuz for me i dont know what to do . do i talk about it , pretend like it didnt happen? what do you all do? Im talking about like the first kiss with that person.


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How much do custom golf clubs usually cost?

I mean a full set of custom golf clubs, designed just for one person. What is usually the price range? And what brand is the best?


If you are a golf fan, you do not want to miss a shot at the Masters. Make sure that you have access to watch the Masters online.

How Much Does It Usually Cost To Get Shared Parenting?

My fiance is going to be trying for shared parenting of his daughter soon. How much does it usually cost? I know it can vary case per case, but an estimate would be nice. We have to start saving up for this now.

Other Items of Interest: Click to learn more about best toys for Christmas.